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Manage your credit card account online with BMO Digital Banking. See all available features, including; setting up alerts making payments, eStatements and. Get a 0% APR introductory rate for the first 15 months from account opening date and no annual fee with the BMO Platinum credit card. The Bank of Montreal (BMO) is one of Canada's biggest banks, offering a diverse portfolio of credit cards to suit all types of lifestyles, spending habits.