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How to transfer money from your BMO Bank of Montreal account! (Updated guide)Grow your cash surplus with the BMO Business Premium Rate Savings Account. Pair it with your small business account to earn higher interest. We're here to help! BMO offers a wide range of personal and business banking services, including bank accounts, mortgages, credit cards, loans and more. With BMO, you can save your money in a US dollar account with no monthly fees as long as you hold another type of account with the bank.