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Sky's Tom Cheshire explains the US election resultsBank your way. The local bank with the most digital options for personal and business banking, mortgages, HELOCs, credit cards, personal loans and more. It is the second-largest banking institution in the United States and the second-largest bank in the world by market capitalization, both after JPMorgan Chase. On November 1, , the Bank of Italy in San Francisco changed its name to Bank of America. The bank today has the same national bank charter number as.