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Vu?t Song Gio Gi?t Nu?c M?t H?i L?i Hanh Trinh Yeu Thuong Va Tha Th? C?a C?p Doi T?ng Ben B? Tan V?National year fixed mortgage rates go down to %?? The current average year fixed mortgage rate fell 8 basis points from % to % on Friday. Current Year Mortgage Rates ; NMLS#: % APR. Rate: %Points: Rate Lock: 45 days. $2,/mo. Fees: $4, ; APR: %Rate: %Points. Personalize your rate ; 15 Year Fixed. $2, � % ; 20 Year Fixed. $2, � % ; 30 Year Fixed. $2, � %.