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Best CD Rates - Austin - Denver - DWF ~ financehacker.orgTraditional CD � 3 Months, %* APY ; Smart Move CD � 18 Months, %* APY ; Jumbo CD � 6 Months, %* APY ; Youth CD � 12 Months, %* APY ; HSA CD � 12 Months. Top Local Branch Rates ; %. Western Alliance BankHigh Yield Savings Account by Raisin � %. First Technology Federal Credit Union ; %. Together Credit. Certificates of Deposit feature higher rates than most traditional savings accounts. Save on your schedule. Choose terms ranging from 6 to 60 months.