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BMO - Credit Card vs. Credit Line for Your Small BusinessPayment Assistance for Consumer Loans and Credit Card For payment assistance with your credit card please call the number on the back of your. Hey guys, Did anyone have any experience with BMO Personal Line of Credit? I have a credit card with them and accepted a pre-approved line. You need to go to a BMO branch with a void cheque (or equivalent) for your RBC account, and BMO will get you to sign a PAD form for the payments.