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The exchange rate we use is our applicable rate in effect when the debit is posted to your account. Get your Canadian currency from us We make it easy to get dollars at a competitive rate before your trip to Canada:. We update our Retail exchange rates frequently throughout the day based on many factors, including: Interbank exchange rates these are the wholesale rates for very large currency purchases and sales between banks and other large financial institutions in the interbank wholesale market, That are often quoted in the media ; The amount of the foreign currency purchase; Whether the transaction involves foreign currency in cash; and Our costs and risks related to dealing in foreign currency.
