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BMO Lowers 5 Year Fixed Mortgage RateCHICAGO, March 12, /PRNewswire/ - BMO Harris Bank has been named to Bankrate's list of the top 10 U.S. regional banks. Watch your savings grow with an account that offers competitive rates and terms that best fit your goals and lifestyle. For entry-level customers, the BMO Harris money market account pays a % APY -- well short of the yields you'll find at Ally, Sallie Mae and.