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BMO CREDIT CARD REVIEW 2024 - Are The Best BMO Credit Cards With No Fee Worth Having?The exchange rate for converting refunds of foreign currency transactions to Canadian dollars is the rate charged to us by MCI minus %. We make the. Fees vary depending on the credit card or bank's terms and conditions, but are typically % of the purchase amount. Always check a card's. This currency converter tool provides foreign exchange rates by Mastercard to convert from the transaction currency to your card's currency.