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Grow your savings with our high-yield online-only CD s. No minimum balance. $0 minimum opening deposit. 6 available fixed terms (6 months to 60 months). Special CD terms range from 13 to 59 months with an APY as high as %. Overview of BMO Bank CDs. BMO Bank CDs allow individuals to earn a. BMO CDs are for you if you want competitive CD rates and flexible term options in exchange for storing your money longer.

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Article Sources. It's anticipated that the Federal Reserve will make rate cuts in the future. These accounts are available online-only through the BMO Alto website, which means you won't be able to go to a BMO branch for support.

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