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8 Safest Banks To Bank With In The US (banks to keep your money in during a financial crisis)U.S. Bank Interest Rates ; Certificates of Deposit (CD) � 6 months, % ; Preferred Money Market Savings Account � Less than $10,, % ; Personal Savings. The best CD rates today are mostly in the mid-4% for one-year terms and in the mid-3% for three- to five-year terms. Earn more, save faster with a CD Special. ; %. APY for 5 months ; %. APY for 9 months ; %. APY for 13 months.
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